Choosing the right mortgage is crucial in your journey toward building wealth. With real estate as valuable collateral, a mortgage gives you the opportunity to buy a home, repay the loan, and eventually become a homeowner — a solid step in wealth building.
On our website, you’ll find a wealth of information and useful tools that help you make informed decisions even before you fall in love with a home.
With around 100 banks and insurance companies offering mortgages in the Netherlands, choosing the right provider can be overwhelming. Each provider has its own mortgage products and conditions. How do you know which mortgage best fits your lifestyle and future plans?
A difficult choice in which each provider will promote its own product as the best.
As independent mortgage advisors, we aim to clarify the differences between mortgage options. Together, we look for the most suitable mortgage solution, taking into account mortgage types, fixed-interest periods, and protective structures. Our service goes beyond customized calculations; we guide you in making a well-informed choice from the available market options.
Never start by making an offer on a property without knowing your financial possibilities
Make sure the property has no hidden defects. The seller is required to disclose them, but only if you ask about them.
Make an offer subject to financing. Be specific about the mortgage amount, lender, interest rate, and fixed-interest period.
If interest rates are low, consider choosing a longer interest rate contract for extra security in the future.
With growing children, a long interest rate contract can offer financial stability during the costly upbringing years.
Never take unnecessary risks just to lower your monthly payment
Don’t look only at the quotation from one bank — compare different offers
Consider our help in choosing from the wide range available on the market. A first meeting is always free!
Choose a mortgage that fits your long-term plans. You never know how long you’ll stay in your first home, so a mortgage that is flexible and suitable for 30 years or longer is essential. It’s important not to discover halfway through that you’ve made the wrong choices. Therefore, wait before making commitments to sellers or real estate agents until you have a clear picture of your financial possibilities.
Ready for the next step in your home search? Let us help you! Fill in the form below for personalised advice.
Buying a home is a big step, but with the right guidance and information, you can make this important decision with confidence. Let’s work together to make your dream home a reality!
